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Terms of Use

Effective Date: March 29, 2026

1. Acceptance and Scope

These Terms of Use ("Terms") govern your access to and use of TipCalc Pro, including the TipCalc Pro iPhone and Apple Watch app, the website located at tipcalc.pro, the TipCalc Pro blog, support communications, in-app purchases, subscriptions, and optional or future premium features such as AI-assisted receipt tools (collectively, the "Services").

By downloading, installing, accessing, browsing, or using any part of the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

These Terms are a legally binding agreement between you and 3D Labs ("we," "us," or "our"). If you use the Services on behalf of an entity, you represent that you have authority to bind that entity to these Terms.

2. Eligibility and Permitted Use

You may use the Services only in compliance with applicable law. You must be at least 18 years old, or the age of majority where you live, to enter into these Terms on your own. If you are under that age, a parent or legal guardian must review and agree to these Terms on your behalf.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the app on Apple-branded devices you own or control, and a limited right to access the website and blog for personal, non-commercial informational use.

3. Service Description and Availability

TipCalc Pro provides tip-calculation and related utility features. The Services may also include website and blog content, tax-estimation features, receipt capture, and optional premium or AI-assisted features.

BillAI and other AI-assisted receipt features may use a combination of on-device models, Apple-provided models, and third-party large language model or AI providers. Those features may not be available in every app version, device, operating system, or region, and we may add, remove, modify, suspend, or limit them at any time.

4. Subscriptions and Purchases

Certain features, including BillAI or other advanced functionality, may require a separate in-app purchase or subscription if and when we choose to offer them. Any such subscriptions may be auto-renewable unless stated otherwise at the time of purchase.

TipCalc Pro is distributed through the Apple App Store. Pricing, billing, taxes, payment processing, auto-renewal, cancellation, upgrades, downgrades, refunds, and store-related account matters are handled by Apple under Apple's own terms, policies, and procedures. We do not receive or store your payment card details.

If you purchase an auto-renewable subscription, it will renew automatically until canceled in your Apple account settings unless Apple or applicable law provides otherwise. You are responsible for reviewing the offer details presented at purchase and for managing cancellation through Apple.

5. License

The app is licensed, not sold, to you. Except as expressly permitted by these Terms or applicable law, you may not copy, modify, distribute, sell, lease, sublicense, or create derivative works from the app or other parts of the Services.

6. Acceptable Use Restrictions

You agree not to:

7. Ownership and Feedback

The Services, including all software, text, graphics, layouts, branding, visual elements, blog content, prompts, outputs, and other content, are owned by 3D Labs or its licensors and are protected by intellectual property and other applicable laws.

If you send us feedback, suggestions, bug reports, or ideas about the Services, you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, and incorporate that feedback without restriction or compensation to you.

8. Accuracy, AI Outputs, and Informational Content

TipCalc Pro is a convenience tool. The app's calculations, tax estimates, receipt-scanning results, service-charge detection, AI outputs, and suggested values are provided for general informational purposes only and may be incomplete, delayed, or inaccurate.

BillAI and other future AI-assisted features may rely on third-party model providers as well as on-device models. AI-generated or AI-assisted outputs can contain mistakes, omissions, hallucinations, or formatting errors. Always verify the final amount against the original bill or receipt before relying on it.

The website and blog are also provided for general informational purposes only. Nothing in the Services is tax, accounting, financial, legal, or other professional advice.

9. Third-Party Services and Links

The Services may rely on or link to third-party services, including Apple platform services, the Apple App Store, AI/model providers, payment and subscription providers, and other external websites. We do not control third-party services and are not responsible for their content, availability, pricing, data handling, or practices.

10. Website and Blog Terms

The website and blog are provided on an informational basis. We may update, remove, correct, or discontinue content at any time without notice. We do not guarantee that any article, post, or webpage will remain available, complete, or current.

11. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR QUIET ENJOYMENT.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, CURRENT, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, OR THAT ANY FEATURE, SUBSCRIPTION BENEFIT, OR AI OUTPUT WILL MEET YOUR EXPECTATIONS.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, 3D LABS AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, DATA, OR USE, ARISING OUT OF OR RELATED TO THE SERVICES OR THESE TERMS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US OR THROUGH THE APP STORE FOR THE APPLICABLE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM OR (B) TEN U.S. DOLLARS (US $10.00).

13. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless 3D Labs and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any claims, losses, liabilities, damages, judgments, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your misuse of the Services, your submitted content, your violation of these Terms, or your violation of applicable law or third-party rights.

14. Dispute Resolution; Arbitration; Class Waiver

Before filing a claim, you and 3D Labs agree to try to resolve any dispute informally by providing written notice to the other party. If a dispute is not resolved informally within 30 days, then except for matters eligible for small claims court, either party may elect to resolve the dispute through final and binding arbitration administered by the American Arbitration Association ("AAA") under its applicable Consumer Arbitration Rules.

This arbitration provision is governed by the Federal Arbitration Act. Arbitration will be conducted on an individual basis only. To the maximum extent permitted by law, you and 3D Labs waive any right to participate in a class action, class arbitration, private attorney general action, or other representative proceeding.

You may opt out of this arbitration agreement by emailing tipcalcpro.support@gmail.com with the subject line Arbitration Opt-Out within 30 days after first accepting these Terms. Your opt-out must include your name and a statement that you want to opt out of arbitration.

15. Suspension and Termination

We may suspend or terminate your access to all or part of the Services at any time if we reasonably believe you have violated these Terms, created risk or liability for us or others, or if we discontinue the Services or a feature.

You may stop using the Services at any time. You may terminate your use of the app by deleting it from your devices. Sections that by their nature should survive termination will survive.

16. Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to conflict-of-law rules. If a dispute is determined to be outside the scope of the arbitration clause or if arbitration is unenforceable for a particular claim, then except where prohibited by applicable law, that claim must be brought exclusively in the state or federal courts located in Texas, and you consent to the personal jurisdiction of those courts.

17. Additional Legal Terms

Our failure to enforce any provision of these Terms is not a waiver of that provision or any other provision. We are not liable for any delay or failure to perform caused by events beyond our reasonable control, including platform outages, acts of God, labor disputes, internet failures, governmental action, or service-provider interruptions.

We may assign or transfer these Terms, in whole or in part, in connection with a merger, acquisition, reorganization, sale of assets, or by operation of law. You may not assign these Terms without our prior written consent. You represent that you will comply with applicable export-control and sanctions laws in connection with your use of the Services.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

18. Apple-Specific Terms

These Terms are between you and 3D Labs only, and not with Apple Inc. ("Apple"). Apple is not responsible for the Services or their content, except as expressly required under applicable law.

Apple has no obligation to furnish maintenance or support services for the app. To the extent any warranty exists under applicable law and the app fails to conform to that warranty, you may notify Apple and Apple may refund the purchase price paid for the app, if any. To the maximum extent permitted by law, Apple will have no other warranty obligation with respect to the app.

Apple is not responsible for addressing any claims by you or any third party relating to the app or your possession or use of the app, including product liability claims, claims that the app fails to conform to legal or regulatory requirements, consumer protection claims, or intellectual property infringement claims.

You represent and warrant that you are not located in a country subject to a U.S. Government embargo, and that you are not on any U.S. Government list of prohibited or restricted parties. Apple and Apple's subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

19. Changes to These Terms

We may update these Terms from time to time. When we do, we will post the revised Terms and update the effective date above. If you continue using the Services after updated Terms become effective, you agree to the revised Terms.

20. Contact Us

If you have questions about these Terms, please contact us at:

3D Labs
Email: tipcalcpro.support@gmail.com